Cord Blood Banking Cost & Pricing

MiracleCord is committed to providing the highest quality cord blood and cord tissue banking services at affordable prices. Our plans are all-inclusive with no hidden costs or fees.

Cord Blood Banking Cost & Pricing

MiracleCord is committed to providing the highest quality cord blood and cord tissue banking services at affordable prices. Our plans are all-inclusive with no hidden costs or fees.

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Cord Blood Stem Cell Samples Being Analyzed in a Certified Cord Blood Banking Laboratory

How Much Does Cord Blood Banking Cost?

The cost of cord blood banking starts at $99/month for 12 months, for collection, processing and initial storage. For annual storage plans, yearly dues range from $165 – $330. Families may see significant savings by paying a flat rate for a 20-year or lifetime plan.

About Our Cord Blood Banking Pricing

The arrival of a new baby is a joyous and exciting time filled with love, wonder, and perhaps concerns about the cost of raising a child. MiracleCord works hard to ensure that cord blood banking cost is not a limiting factor in the pursuit of your family’s health.

Our private cord blood banking services are offered at affordable rates and include several storage plan options and payment terms. Choose from annual storage plans, 20-year storage plans, or lifetime storage plans. All storage plans are offered with convenient one-time or 12-month payment terms.

  • All-inclusive pricing with no hidden fees.
  • Reliable, experienced processing from one of the nation’s leading laboratories.
  • Your baby’s stem cells can be used in the treatment of more than 80 diseases and conditions.
  • Secure a perfect genetic stem cell match for your baby, and a good chance of a suitable match for siblings and parents.
  • Reduce the risk of GVHD in immediate family members.

We never cut corners on the high-quality service that we offer, and we guarantee that your family will receive the best price for cord blood and cord tissue banking! MiracleCord will match any other company’s price for comparable services. Call 888-743-2673 to receive your price match today.

Lab Tech Holding Vial Web

Choose Your Protection Plan

Select the storage plan that works best for your family, then choose between cord blood only or comprehensive cord blood + tissue protection.

Annual Storage Plan

Deposit +

$200

One-Time Payment

$995

Or

12-Month Plan

$99/mo.

Annual Storage Fee $165/year

20 years of storage included

No annual storage fees

Guaranteed rate protection

Priority customer support

Free 1st Year of Storage. Annual Storage Fee starts 2nd year.

20-Year Storage Plan

Deposit +

$200

One-Time Payment

$2,895

Or

12-Month Plan

$265/mo.

20 years of storage included

No annual storage fees

Guaranteed rate protection

Priority customer support

20-Year Plan Savings vs Annual Plans: Cord Blood $1,235 / Cord Blood + Cord Tissue $3,170

Lifetime Storage Plan

Deposit +

$200

One-Time Payment

$4,995

Or

12-Month Plan

$457/mo.

20 years of storage included

No annual storage fees

Guaranteed rate protection

Priority customer support

Lifetime Plan Savings vs Annual Plans: Cord Blood $8,705 / Cord Blood + Cord Tissue $18,710

Payment Details: Deposit billed at time of enrollment. One-time payment, or 1st of 12 monthly payments, billed after we process your baby’s cord blood. Lifetime plans include 78 years of storage.

Note: Deposit billed at time of enrollment. One-time payment, or 1st of 12 monthly payments, billed after your baby’s specimens are processed. Lifetime plans include 78 years of storage.

Cord Blood Banking Cost FAQs

We understand that you may have many questions about cord blood banking, and if MiracleCord’s private cord blood bank is the right choice for your family. Your investment in your family’s health is important and we are committed to helping you make the right decision based on your unique circumstances and budget.

Here are a few common questions we hear from expecting parents. If you have additional questions, please don’t hesitate to call us at 888-743-2673 to speak with one of our cord blood banking educators.

MiracleCord’s Annual storage plans are our most affordable plans, and our Lifetime storage plans offer the greatest long-term savings. The cost of our 20-Year storage plans falls in the middle of the other two plans and are the most popular. Deciding which storage plan is best for you is typically a matter of which plan best fits your budget.

With MiracleCord, if you start with an Annual or 20-Year plan, you can change to a longer-term storage plan at any time. We will give you credit for the initial cost of the plan that you started with (minus any finance charges, if you chose a payment plan for the initial fees) and apply it towards the cost of the long-term storage plan that you want to change to.

Also, with MiracleCord, if you are on a 20-Year or Lifetime storage plan and need to use all your child’s stem cells prior to the end of the plan term, we will issue a refund to you for the unused years of storage.

All MiracleCord plans include:

  • StemCare® collection kit
  • Express shipping of the collection kit to you
  • Direct medical courier transport of the cord blood and cord tissue from your birthing facility to our laboratory
  • Testing of the specimens
  • Processing of the stem cells in the AABB-accredited laboratory
  • Cryogenic storage in our state-of-the-art facility
  • MiracleCord Certificate of Storage with a detailed report of test results

Annual Storage Plans:

  • The first year of cryogenic storage is included in the initial fees
  • After the first year, there is an annual storage fee of $165/year for cord blood or $330/year for cord blood and cord tissue

20-Year Storage Plans:

  • Includes 20 years of storage
  • There is no annual storage fee, so you save up to $3,170 on the storage fees compared to the annual plan cost

Lifetime Storage Plans:

  • Includes 78 years of storage
  • There is no annual storage fee, so you save up to $18,710 on the storage fees compared to the annual plan cost

Many families choose to store cord blood and cord tissue for the peace of mind knowing that their child and immediate family members could receive potentially life-giving treatment through the use of cord blood stem cells. With more than 80 diseases and conditions currently treated by stem cell transplants, it is recommended that you bank your baby’s umbilical cord blood and cord tissue so that you have more treatment options available to you in the future.

If your baby or a family member has an FDA-recognized medical condition that can be immediately treated by your baby’s cord blood stem cells, the cost of collecting, processing and banking may be tax deductible. Contact your tax advisor for more information.

Cord blood storage may be covered by HSA (health savings accounts) if it will be part of a proven treatment plan for an existing or imminently probable condition that can be treated by stem cells. Contact your HSA or health insurance provider for more information.

Typically not, but depending on the terms of your individual or group policy, cord blood banking may be a covered service. Please contact your benefits administrator or insurance company for determination.

The stem cells from cord blood have proven to be effective in the treatment of more than 80 diseases and conditions and. Plus, cord blood stem cells have a much lower risk of GVHD, and have not been subjected to the DNA degradation that occurs with bone marrow stem cells.

In addition, there are over 300 clinical trials underway using cord tissue stem cells to establish new therapies that harness the incredible regenerative power of the mesenchymal stem cells found in cord tissue. You should consider privately banking your baby’s cord blood and cord tissue to secure the most comprehensive scope of future treatment options for your family.

Pregnant Mother Reviewing Ultrasound Photos

Have more questions? We’re here to help. 

View All FAQs → | Call 1-888-743-2673

Real Stories from Real Families

See how MiracleCord has made a difference in families' lives across the country.

“When our daughter Emma was diagnosed with leukemia at age 5, her cord blood stem cells were a perfect match. MiracleCord gave us hope when we needed it most.”

Sarah Michael Chen

Sarah & Michael Chen

San Francisco, CA

“The peace of mind knowing my son’s stem cells are safely stored is priceless. The entire process was seamless and the customer service was exceptional.”

Jennifer Rodriguez

Jennifer Rodriguez

Austin, TX

“With a family history of diabetes, we knew cord blood banking was essential. MiracleCord’s 12-hour processing and quality guarantee made the choice easy.”

Sarah Michael Chen

David & Lisa Thompson

Chicago, IL

“When our daughter Emma was diagnosed with leukemia at age 5, her cord blood stem cells were a perfect match. MiracleCord gave us hope when we needed it most.”

Sarah Michael Chen

Sarah & Michael Chen

San Francisco, CA

“The peace of mind knowing my son’s stem cells are safely stored is priceless. The entire process was seamless and the customer service was exceptional.”

Jennifer Rodriguez

Jennifer Rodriguez

Austin, TX

“With a family history of diabetes, we knew cord blood banking was essential. MiracleCord’s 12-hour processing and quality guarantee made the choice easy.”

Sarah Michael Chen

David & Lisa Thompson

Chicago, IL

12-Month Payment Plan Disclosures

Cord Blood with Annual Storage 12-Month Payment Plan Retail Installment Contract
The cash price is $1,195. The deposit amount is $200. The amount financed is $995. The annual percentage rate is 19.40%. The monthly payment amount is $99 for 12 months, with the first payment beginning on your baby’s date of birth. The total of the deposit and payments is $1,388. The finance charge is $193. You may prepay in part or in full, lowering the total amount of finance charges. The deposit is non-refundable. All payments will be billed to your credit/debit card. Other terms and conditions may apply.

Cord Blood + Tissue with Annual Storage 12-Month Payment Plan Retail Installment Contract
The cash price is $1,495. The deposit amount is $200. The amount financed is $1,295. The annual percentage rate is 19.54%. The monthly payment amount is $129 for 12 months, with the first payment beginning on your baby’s date of birth. The total of the deposit and payments is $1,748. The finance charge is $253. You may prepay in part or in full, lowering the total amount of finance charges. The deposit is non-refundable. All payments will be billed to your credit/debit card. Other terms and conditions may apply.

Cord Blood with 20-Years of Storage 12-Month Payment Plan Retail Installment Contract
The cash price is $3,095. The deposit amount is $200. The amount financed is $2,895. The annual percentage rate is 9.84%. The monthly payment amount is $265 for 12 months, with the first payment beginning on your baby’s date of birth. The total of the deposit and payments is $3,380. The finance charge is $285. You may prepay in part or in full, lowering the total amount of finance charges. The deposit is non-refundable. All payments will be billed to your credit/debit card. Other terms and conditions may apply.

Cord Blood + Tissue with 20-Years of Storage 12-Month Payment Plan Retail Installment Contract
The cash price is $4,595. The deposit amount is $200. The amount financed is $4,395. The annual percentage rate is 8.94%. The monthly payment amount is $399 for 12 months, with the first payment beginning on your baby’s date of birth. The total of the deposit and payments is $4,988. The finance charge is $393. You may prepay in part or in full, lowering the total amount of finance charges. The deposit is non-refundable. All payments will be billed to your credit/debit card. Other terms and conditions may apply.

Cord Blood with Lifetime Storage 12-Month Payment Plan Retail Installment Contract
The cash price is $5,195. The deposit amount is $200. The amount financed is $4,995. The annual percentage rate is 9.79%. The monthly payment amount is $457 for 12 months, with the first payment beginning on your baby’s date of birth. The total of the deposit and payments is $5,684. The finance charge is $489. You may prepay in part or in full, lowering the total amount of finance charges. The deposit is non-refundable. All payments will be billed to your credit/debit card. Other terms and conditions may apply.

Cord Blood + Tissue with Lifetime Storage 12-Month Payment Plan Retail Installment Contract
The cash price is $8,195. The deposit amount is $200. The amount financed is $7,995. The annual percentage rate is 9.87%. The monthly payment amount is $732 for 12 months, with the first payment beginning on your baby’s date of birth. The total of the deposit and payments is $8,984. The finance charge is $789. You may prepay in part or in full, lowering the total amount of finance charges. The deposit is non-refundable. All payments will be billed to your credit/debit card. Other terms and conditions may apply.